Updated - 2025/26 rates

Void period cost calculator for buy-to-let landlords in the UK

Void periods - weeks when your property is empty and earning no rent - are one of the
most damaging costs for a landlord's cash flow. This calculator quantifies the annual impact so you can plan your contingency fund accordingly.

VOID PERIOD CALCULATOR · 2025/26

Void period cost calculator UK

Estimate the financial impact of vacant rental periods including lost rent, mortgage payments, council tax, utilities, and maintenance costs.

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Inputs

Enter your rental property details

Estimates are indicative only and exclude tax implications.

Output

Estimated void cost

Total void period impact £0 £0 per week impact
Vacancy cost estimate
Lost rental income £0
Mortgage costs £0
Utilities & council tax £0
Maintenance & re-letting £0
Total void cost £0
Get a quote from an Insurance Broker

Planning estimate

Unbiased calculation based on HMRC rules

Update to date

Reflects 2025/26 rates and April 2025 changes

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Plain English explanations you can trust

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This calculator provides a planning estimate only and is not tax, mortgage, legal, insurance, or investment advice. SDLT applies to England and Northern Ireland; Scotland and Wales have different property transaction taxes. Check current rules and speak to a regulated adviser before acting.

Frequently asked questions

What is a typical void period for a buy-to-let property?
Do I still pay mortgage and bills during a void period?
Can landlord insurance cover void periods?
How can I reduce void periods?
Does void period income loss affect my tax return?
Does private residence relief apply to a property I used to live in?

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Disclaimer: This calculator provides an estimate based on publicly available UK tax rates and industry data current to 2025/26. It does not constitute tax, legal, or financial advice. Your actual figures may differ depending on your specific circumstances. Always confirm your position with a qualified solicitor, accountant, or financial adviser before making any property or financial decision.
@ 2026 LandlordCalcs · Rates updated 2025/26 · Not financial advice
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