Updated - 2025/26 rates

Stamp duty calculator for landlords - second property 2025/26

Calculate the stamp duty land tax (SDLT) due when buying a second property or buy-to- let in England or Northern Ireland. Includes the 5% additional dwelling surcharge introduced October 2024 and the April 2025 threshold changes.

UK landlord calculator

Stamp duty calculator for landlords buying a second property

Calculate the stamp duty land tax (SDLT) due when buying a second property or buy-to-let in England or Northern Ireland. Includes the 5% additional dwelling surcharge introduced October 2024 and the April 2025 threshold changes.

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Inputs

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Output

Your SDLT estimate

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Planning estimate

Unbiased calculation based on HMRC rules

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Reflects 2025/26 rates and April 2025 changes

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This calculator provides a planning estimate only and is not tax, mortgage, legal, insurance, or investment advice. SDLT applies to England and Northern Ireland; Scotland and Wales have different property transaction taxes. Check current rules and speak to a regulated adviser before acting.

Frequently asked questions

Why do landlords pay more stamp duty than other buyers?
 Can I get the surcharge refunded?
Is stamp duty different for limited companies?
Does stamp duty apply if I own a property abroad?
Does this calculator apply to Scotland or Wales?
When do I have to pay stamp duty?

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Disclaimer: This calculator provides an estimate based on publicly available UK tax rates and industry data current to 2025/26. It does not constitute tax, legal, or financial advice. Your actual figures may differ depending on your specific circumstances. Always confirm your position with a qualified solicitor, accountant, or financial adviser before making any property or financial decision.
@ 2026 LandlordCalcs · Rates updated 2025/26 · Not financial advice
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